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General insurance on 4x4 type question...


 
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Tallbike
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Joined: 11 Jan 2011
Posts: 180
Location: Eastbourne

PostPosted: Wed Jan 19, 2011 14:57    Post subject: General insurance on 4x4 type question... Reply with quote

Simple question, how much difference is there in annual insurance between a stock 4x4 and a modified/lifted/offroad prepared example??? Prolly as right by saying yes it will be more, but if its not that much more I'll feel better about buying a ready to go offroader over a stock 4x4. I know it always pays to be 'honest' regarding insurance.... Might just get a quote from my extortionate insurance company stock and modified to see the difference... I'll post the results here.  Very Happy
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PostPosted: Wed Jan 19, 2011 14:57    Post subject: Google Ads keep this community free to join!


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Tallbike
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Joined: 11 Jan 2011
Posts: 180
Location: Eastbourne

PostPosted: Wed Jan 19, 2011 15:29    Post subject: Reply with quote

Well... kinda wished I didn't even ask the question! My current insurance company would want an additional(!) £700 to insure a stock Vitara, would be cheaper for me to be insured on a Subaru Imprezza!!... and after being passed from pillar to post and just before I slammed the reciever down! angryfire , I was told as a modified vehicle it wouldn't be insured!! I can see now why so many people drive without declaring mods or even with now insurance at all!! I would never drive without insurance as the consiquences of doing so are far to great!! In short, I think I'll be changing insurance companies if I buy a Vitara of any discription....

So, can anyone recommend a good insurer who would insure a modified Vitara with my 'eventful' driving record??? Embarassed
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Driving a 99' Vitara JX 4U2...
Now in black
2" body lift & 2" suspension lift
31" MT tyres
Matching trailer being built from a 5 door Vit, watch this space!
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popuptoaster
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Joined: 10 Nov 2010
Posts: 192
Location: Essex

PostPosted: Wed Jan 19, 2011 16:04    Post subject: Reply with quote

have you tried highway? they do 4x4 policies that copver you for towing and off roading.
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Tallbike
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Joined: 11 Jan 2011
Posts: 180
Location: Eastbourne

PostPosted: Wed Jan 19, 2011 16:32    Post subject: Reply with quote

popuptoaster wrote:
have you tried highway? they do 4x4 policies that copver you for towing and off roading.


They refused to give me a quote!!

Just got off the fone to Adrian Flux, they cover offroad/greenlaning, legal cover etc etc and got a quote of just under a grand with everything declared... again I don't have a 4x4 as yet so I borrowed a reg off Ebay. Quote is fair, gonna shop around nearer the time. Very Happy
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Driving a 99' Vitara JX 4U2...
Now in black
2" body lift & 2" suspension lift
31" MT tyres
Matching trailer being built from a 5 door Vit, watch this space!
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zocko
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Joined: 13 Sep 2009
Posts: 1438
Location: Southampton

PostPosted: Sat Jan 22, 2011 9:50    Post subject: Reply with quote

try 2gether...

they advertise at the top of the page sometimes and theyre pretty reasonable
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